The Ultimate List of MA & RI First Time Home Buyer Program Resources

The Ultimate List of MA & RI First Time Home Buyer Program Resources

Introduction

Buying a new home is a giant financial step – but one you do not need to make all by yourself. There are many programs in Massachusetts and Rhode Island aimed at helping you meet the dream of home ownership. You may be eligible for a first time home buyer program.

Massachusettsultimate-list-of-ma-ri

Statewide and Regional Programs

Programs by City or Town

Boston

Home buyer Resources

 

Cambridge

Easton

First Time Home buyers

First time home buyer programs, counseling, and classes

Fall River

  • Home buyer — HOME Program: One to four-family properties, manufactured or mobile homes, condominiums or cooperatives located in Fall River, meeting the FHA Mortgage Limits for the area.

Fitchberg

  • Community Development Block Grant program (CDBG): Provides funds for rehabilitation of owner occupied housing, first time home buyer acquisition and rehabilitation, rental property rehabilitation and demolition.

Framingham

Gloucester

Haverhill

Lawrence

  • Home development Funding: Contact James Barnes, Community Development Director (978-620-3511), jbarnes@cityoflawrence.com.
  • Rehabilitation/Deleading Program: Elineth More at 978-620-3522. emore@Cityoflawrence.com
  • First Time Homebuyer Assistance Program: Ana Camargo at 978-620-3531. acamargo@cityoflawrence.com
  • Emergency Program for the Elderly and Disabled: Elineth More at 978-620-3522. emore@Cityoflawrence.com

Lowell

Melrose

New Bedford

Peabody

  • Massachusetts Housing Partnership (MHP)
  • MASSADVANTAGET
  • Transit Oriented Home Mortgage Loans
  • Municipal Mortgage Program
  • MASSADVANTAGET Purchase and Rehabilitation Program

For details about these programs, visit the City of Peabody web site.

Plymouth

Quincy

Somerville                   

First Time Home buyers Education:

Springfield

  • First Time Home buyers Program: Contact Patricia Montana or Maritza Santiago at the Office of Housing, 1600 East Columbus Avenue, Springfield, MA or by phone at (413) 787-6500.

Taunton

Weymouth

More Home Ownership Programs and Resources

Worcester

Lead Paint Abatement

Rhode Island

Statewide and Regional Programs              

Programs by City or Town

Cranston

  • Community Development
  • Housing Rehabilitation Loan Program
  • First Time Home Buyer Program
  • Closing Cost Assistance Program
  • Down Payment Assistance Program

Contact Fran Falcone at 401-461-1000 Extension 7205, or email at ffalcone@cranstonri.org for more information.

Providence

Woonsocket

Miscellaneous Programs                                                       

Home Buying E-book


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