About Heather Vickers

  NMLS # 875746

  Licensed in CT & MA



Heather has well over a decade of experience in mortgage lending in different positions on all sides of the loan process. She held the highest closings for consumer Real Estate in the market during the time she worked in Baltimore, Maryland.

Cape Cod was her childhood home and in 2012 she returned to her roots.

When she isn’t working you can find Heather spending time with her two children, Ben and Layla, and her golden retriever, Duncan, enjoying beach activities or taking photos.


Don't just take our word for it.

Here’s what clients are saying about Heather.


“Heather Vickers was AMAZING at being there at all hours, listening, explaining, making me feel comfortable and understood. Without her, the process would have been so much more difficult. I give Heather all the praise for doing an amazing job and being a wonderful person. Thank you Heather!!”

– Jaime W.

“Heather was always so available for any questions big or small. It was wonderful working with her.”

– Justine P.
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“As soon as we reached out to Shamrock, we had the pleasure of speaking with Heather. From the first phone call, we were extremely impressed. She is so knowledgeable, which was very helpful because we had no idea what we were doing, buying our first home. Heather is the easiest person to get in touch with. She responds immediately, every time. She has helped us weed through a 203k loan and explained every step in the process along the way. I cannot recommendation Heather and shamrock financial enough. The personal touches that they offer to each individual along the way, are bar none. Thank you so much heather!!! We will recommend to everyone we talk to!!”

– Jennifer B.
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“When working with our realtor Paul Forsberg, Heather was recommended as a great resource in securing a mortgage. From day one we had nothing but fantastic service and 24/7 availability with Heather as our loan officer. I was very happy with the entire process of buying my first home thanks to Heather and Shamrock’s resources, and their willingness to assist with documentation and financial decisions.”

– Pat F.
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“From the moment I first spoke with Heather I knew she was the one to get the job done. She is very thorough, knowledgeable in all areas,quick to respond with any questions we had and even gave us updates along the way. What really made her fantastic was that she listened to our wants and needs and made it happen . Thanks to Heather Vickers and Shamrock financial we are happy home owners !!! Thank you for all you did we are forever grateful!!”

– Zillow Review
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“Heather was recommended to me by my real estate agent. I could not have asked for a more helpful, available, and transparent lender. As a first time home buyer, I had many questions about the process. Heather met with me twice before I even started looking at houses. She explained all of my options and made me feel like I could trust her opinions. I am very intricate and I like to research every aspect so I can be sure with my decisions. Heather worked WITH me to satisfy my thoughts while keeping me on the best path. Over my 60 day closing period, Heather was always communicating and made herself available at all times. I couldn’t have asked for a better experience in buying my first home! You should feel 100% confident working with Heather!”

– Sam W.
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“I had the dream of buying my first home last summer, I called multiple institutions to get prequalified, and wasn’t receiving the support I needed and wanted. A friend gave me a name to reach out to, a woman who works every day to help anyone who wants to succeed in buying a home. This woman was amazing, through so many ups and downs over the past year I am so grateful to Heather Vickers. She made the confusing and complicated process so smooth and easy to understand. I truly believe I would not be a homeowner today without all of her help and support. She is amazing at what she does and I encourage everyone to utilize her and her team at Shamrock Financial.”

– Teagan B.
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