Your Ultimate Guide to Home Inspections
When you want to buy a new TV or smartphone, you may look through flyers, research various options, and ask for recommendations to make sure you get the best value for your money. So why wouldn’t you do that with a home? To avoid any unpleasant surprises, getting a home inspection before you sign on that dotted line is a surefire way to discover certain issues so that your dream house doesn’t turn into a nightmare. What’s more, your mortgage lender may tell you that you need a home inspection before you can get a mortgage.
Do you know what to do during a home inspection or what to look for in an inspector? This ultimate guide provides the set of questions that will help you find the right person for the job.
About Your Inspector…
What’s your background?
Century homes and newer homes, condos and cottages, your best bet for an inspector is one who has seen it all. Look for one who has experience in the building industry with an understanding of the basics of, and is up-to-date on, local building codes. That doesn’t mean that your inspector will find everything – you need a specialist for that – but they can give you a hint about the overall condition of your home.
Tell me about your professional experience.
Most likely, the more experienced an inspector, the more they will be able to discover about your home. But don’t discount the young’uns completely. New or experienced, your inspector could have a great background – home repair, construction, or other related field – or education that can give them the knowledge they need to be a great home inspector. So make sure you ask them their story.
Do you belong to a professional inspection organization?
All reputable inspectors will belong to at least a national professional home inspection group, as well as state-wide ones too. Each has their own certification and licensing processes that members need to follow and maintain. Ask about these affiliations during your search.
About the actual inspection…
How long does a typical the inspection take?
The typical home inspection takes about two or three hours to complete. If the house is larger, older, or not in great condition, then the inspector may need more time to check out some nitty gritty details. If someone promises to be out on a jiffy, then run away from their services – fast.
What parts of a home are inspected?
The short answer: an inspector will check out those areas that can be easily seen and accessed. That means the attic, the rooftop, porches, decks, walls, and ceilings. They will examine the furnace, electrical box, and visible condition of the foundation. They will indicate if systems and other components of a home meet building codes. Your inspector will usually take pictures of certain aspects of the property.
Likewise, an inspection will exclude aspects such as mold issues under the bathtub or the state of electrical wiring in the drywall.
The inspector should provide you a pre-contract that indicates a list of what they will examine during the inspection. If you only get vague assurances, ask for a detailed list in writing, or find another – better – inspector.
Can I attend the inspection?
Of course! This is your chance to find out what the inspector sees about your anticipated new home. You can ask questions, and hear what the inspector recommends about maintaining and repairing the home.
If they tell you no, be wary of parts unknown.
What details are listed in an inspection report?
Once the inspection is complete, you should receive it shortly after. When you open your report, you typically will read about the following details:
If you notice that any information is incorrect or missing, make sure you talk with your inspector so that the report is an accurate reflection of the property.
All Roads Lead to Shamrock Financial
When you want to find a reputable home inspector, call Shamrock Financial. Our years of experience in the mortgage business mean we have developed many solid relationships with knowledgeable professionals, and that includes home inspectors. Work with the best, and leave satisfied.