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Home Buying

What's in a Mortgage Payment Formula, Really?

We're taking it back old school and breaking down behind the scenes mortgage payment formula math. Plus, access to a free debt-to-income...

Loan Officer

Deb Jordan of Shamrock Home Loans Chosen as RACM Affiliate of the Year

Shamrock Financial is proud to announce that Deb Jordan has won RACM's...

Real Estate Agent

Real Estate Facebook Ads - Harness the Power

How can you reach more people with the desire and resources to do business with you?...

First Time Home Buying

Wrong Ways to Get Your Credit Score for Mortgage Lenders

That 'free credit report' may not accurately reflect your credit score. Learn everything you need to know about avoiding...

First Time Home Buying

Say Goodbye! How to Get Rid of PMI

Want to learn how to get rid of PMI? Shamrock Home Loans is here to help with just a few simple solutions to put your private mortgage insurance in the past!...

First Time Home Buying

Why Multiple Offers on a House Shouldn't Stop You

Multiple offers on a house is a common occurrence when the real estate market is tight. Use these tips to make your offer...


What Does a Mortgage Underwriter Look For?

What does a mortgage underwriter look for? When an underwriter examines your mortgage application, they want to know...

First Time Home Buying

Complete List of Available MA & RI First Time Home Buyer Benefits

In MA and RI, there are a number of first time home buyer benefits such as down payment or closing cost assistance and tax...

Real Estate Agent

What's the Deal with Chattel Property?

The Federal Housing Administration is now enforcing the chattel rule more vigorously. Real estate agents and home sellers...

First Time Home Buying

The Perks of Being a First Time Home Buyer

It's a fantastic time to be a first-time home buyer. Here are several incentives & programs that can help you afford your...

First Time Home Buying

Reasons Why a Mortgage Loan Falls Through

Although unlikely, it remains possible that your mortgage loan can be denied even after you are pre-approved....

First Time Home Buying

New Info on the USDA Loan for Home Buyers

What is a USDA loan? Learn more about this 100% financing option for qualified home buyers. ...

First Time Home Buying

FAQ: Are Closing Costs Tax Deductible?

Are closing costs tax deductible? Keep reading for an overview of your potential financial savings associated with...

First Time Home Buying

How a 1% Increase in Interest Rate Affects Your Home Purchasing Power

What does an increase in interest rate REALLY mean and how does that affect your home purchase power?...

Loan Officer

The Fine Print: How to Negotiate Your Loan Officer Employment Contract

Negotiating an employment contract? Here are some tips to make the process smoother and quicker....

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