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Why Multiple Offers on a House Shouldn't Stop You

Posted by Shamrock Home Loans on Jan 11, 2018

Multiple offers on a house is a common occurrence when the real estate market is tight. Use these tips to make your offer...Read More

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What Does a Mortgage Underwriter Look For?

Posted by Shamrock Home Loans on Aug 3, 2017

What does a mortgage underwriter look for? When an underwriter examines your mortgage application, they want to know...Read More

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Complete List of Available MA & RI First Time Home Buyer Benefits

Posted by Shamrock Home Loans on Mar 4, 2017

In MA and RI, there are a number of first time home buyer benefits such as down payment or closing cost assistance and tax...Read More

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What's the Deal with Chattel Property?

Posted by Shamrock Home Loans on Dec 6, 2016

The Federal Housing Administration is now enforcing the chattel rule more vigorously. Real estate agents and home sellers...Read More

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The Perks of Being a First Time Home Buyer

Posted by Shamrock Home Loans on Aug 26, 2016

It's a fantastic time to be a first-time home buyer. Here are several incentives & programs that can help you afford your...Read More

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Reasons Why a Mortgage Loan Falls Through

Posted by Shamrock Home Loans on Aug 16, 2016

Although unlikely, it remains possible that your mortgage loan can be denied even after you are pre-approved....Read More

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New Info on the USDA Loan for Home Buyers

Posted by Shamrock Home Loans on Aug 6, 2016

What is a USDA loan? Learn more about this 100% financing option for qualified home buyers. ...Read More

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FAQ: Are Closing Costs Tax Deductible?

Posted by Shamrock Home Loans on Jan 7, 2016

Are closing costs tax deductible? Keep reading for an overview of your potential financial savings associated with...Read More

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How a 1% Increase in Interest Rate Affects Your Home Purchasing Power

Posted by Shamrock Home Loans on Aug 11, 2015

What does an increase in interest rate REALLY mean and how does that affect your home purchase power?...Read More

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The Fine Print: How to Negotiate Your Loan Officer Employment Contract

Posted by Shamrock Home Loans on Aug 4, 2015

Negotiating an employment contract? Here are some tips to make the process smoother and quicker....Read More

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The Ultimate List of MA & RI First Time Home Buyer Program Resources

Posted by Shamrock Home Loans on Jun 2, 2015

There are many first time home buyer program resources in Massachusetts & Rhode Island aimed at helping you...Read More

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5 Ways You Can Remove Charge Offs from Your Credit Report

Posted by Shamrock Home Loans on Feb 17, 2015

While there is no guarantee that this will happen, there are strategies as to how to remove charge offs from your credit...Read More

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Is My Private Mortgage Insurance or PMI Tax Deductible?

Posted by Shamrock Home Loans on Feb 5, 2015

Is PMI tax deductible for everyone? Not necessarily. You need to meet the following qualifications to be eligible for the PMI...Read More

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How To Create a Loan Officer Business Plan in 5 Easy Steps

Posted by Shamrock Home Loans on Jul 24, 2014

High-producing loan officers don't get to the top by accident. Follow these simple steps for creating a loan officer...Read More

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Top Items on a Future Home Buyer's Wish List

Posted by Shamrock Home Loans on Jun 17, 2014

Although every home buyer is different, there are certain items that are in high demand & make it to the top of the...Read More