SHAMROCK FINANCIAL'S BLOG

November 15, 2012

Avoid the Hazards: HUD Guidelines and Funds to Close

When your career is committed to the real estate industry it’s never a bad idea to keep one eye partially focused on HUD, particularly on what HUD field-examiners are focused on. In fact, it’s never a bad idea to keep your eyes focused on what HUD has its eyes focused…
November 8, 2012

Real Estate Agents: 10 Things For Your Car in Case of Emergencies

One of the tools of your trade is your car. If you are selling real estate, you are practically living in it, right? But when your car breaks down, or you get sidetracked because of the weather, well, it can be a nightmare.
October 4, 2012

FHA 203k Loans: For Homes That Need a Little “Home” Work

You had always noticed that cute house a few blocks away. For some time, the owners maintained the property, but over the last while, you saw that it gradually wasn’t being kept up. The roof needed work, the windows needed to be replaced, and the garage had seen better days.…
September 13, 2012

What’s the deal with home ownership after bankruptcy, foreclosure or short sale?

You tried everything to avoid it and hoped it wouldn’t happen, but it still did – bankruptcy, foreclosure, or a short sale. A bankruptcy occurs when you cannot pay your debts to your lenders, including mortgage lenders. A foreclosure occurs when your mortgage lender assumes ownership of, and attempts to sell,…
September 6, 2012

The Importance of Homeowners Insurance: Don’t Wait Till the Last Minute to Buy

Buying your home is the largest purchase you will probably ever make. When you were looking for it, you were cautious – knowing what you wanted, looking at multiple properties, getting a home inspector to make sure there weren’t any major problems. Part of the costs of purchasing a home…
August 30, 2012

Home Ownership Made Easy: Common Mistakes to Avoid When Buying a Home

Purchasing a home is an exciting time, but one that can be burdened with pitfalls. You need to avoid those pitfalls that can cause your excitement to wane. Here is a list of common mistakes that many new homeowners make, and what you can do to avoid them for home…
June 5, 2012

Trying to Lower Your RI Mortgage? 5 Things to Consider Now

November 17, 2010

The Five Habits of Highly Successful Home Buyers

by Dean Harrington The Housing Affordability Index recently hit an all-time high of 179. This means that the average person has 180% of the necessary income to afford a home. This is a remarkable statistic. Consider that in 2007 the average person in the United States needed to earn $52,000…
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