Shamrock Home Loans

February 11, 2019
Executive Vice President Bruce Weltin shows his assistant something on the computer.

Core Values: the Answer to a “Who” Question.

Every organization is committed to getting the “right people on the bus”. It’s the first chapter in Business for Dummies. But how do we know we have the right people on the bus? Put them there and see? Ask them? Try different bus stops in the morning? No, no and…
January 2, 2019

Why Are You Asking for That Again? – an Open Letter to My Frustrated Buyer

Picture this: it’s 2006, you can’t get You’re Beautiful by James Blunt out of your head, you’re heartbroken that Jessica Simpson just filed for divorce from Nick Lachey, and your friend is telling you about some new social networking service called “Twitter”. Your new neighbor moves in across the street…
December 14, 2018

The Greatest Communication Tool You’re Not Using

Fire your voice mail message. Today! I’m pretty sure most of the human population thinks the rest of the human population has the IQ of a sparrow. And I can prove it. Just call someone (anyone!) and get their voice mail.  What you’ll hear is a prerecorded message that assumes…
December 3, 2018

The Home Buying Statistic You Shouldn’t Ignore

Should I buy a home NOW or wait until 2009? (OK, that’s a joke, 2009 is like so last decade) As anyone with a landlord will tell you, buying a home is a soundtrack always playing in the back of your mind. (When your rent goes up it starts to…
November 8, 2018

Lisa Larkin: South Shore Realtors’ 2018 Affiliate of the Year

PROVIDENCE, R.I. – Nov. 5, 2018 – PRLog — Shamrock Financial Corporation is pleased to announce that Lisa Larkin has been named the 2018 Affiliate of the Year by the South Shore Realtors. Based in Massachusetts, South Shore Realtors is a trade organization that offers support, education, lobbying, and adherence to standards for its members.…
October 29, 2018
A woman and her infant does a load of laundry

Does the FHA Require Appliances in a Property for Their Mortgages?

Getting an FHA-backed Mortgage When you buy a property, chances are you need a mortgage. After all, who has that much cash laying around for such a large financial transaction? And in many cases, to buy that house, your mortgage may need to be backed by the Federal Housing Administration…
September 24, 2018
what is an open house

What is an Open House and What You Should Expect

Sell That House! If you’re in the process of selling your home, you may be pondering the different strategies to help make that sale. Online ads. Real estate agent referrals. And don’t forget about that classic one – having an open house. Do you know what is an open house?…
September 17, 2018
what happens after an offer is accepted on a house

What Happens After an Offer is Accepted? – Part 4

What happens after an offer is accepted on a house? When you initially sign a purchase offer, what do you think about next? Moving in, decorating, and imagining get togethers with friends and family. But hold the phone! You’ve missed a few steps in between. After you give in your…
September 11, 2018
real estate counter offer etiquette

Counter Offer Etiquette – Part 3

Present your poker face  Whether it is about the price offer, the closing date, or the deposit money, real estate transactions always contain confidential details. The buyer doesn’t know if there truly are competing offers, and the seller doesn’t know precisely about the buyer’s financial situation. When a buyer does…
August 27, 2018
what is reasonable to offer below asking price

What is reasonable to offer below asking price? – Part 2

Get an education, move out, meet someone special, and buy a home together. Does this sound like anyone you know? Could it even sound like you? Even if this scenario isn’t exactly you, wanting to buy a home is a dream that many Americans have. And buying a home is…
August 14, 2018
couple making offer on a house tips

Making an Offer on a House Tips-Part 1

Making an offer on a house tips (Part 1 of 4) When it comes to looking at houses to buy, what have you been doing? Going through the open houses, having private viewings, and enjoying drive-bys? It’s only natural. After all, the more houses you see, the better the chance…
June 5, 2018
interest rates

Why Home Buyers Should Care About the 10 Year Treasury Bond

Bond. The 10 Year Bond. Did you hear the news? In mid-May 2018, for the first time in more than four years, the 10 year bond yield actually made it above 3%! OK, so this fact may not have you jumping for joy. In fact, you may not feel much…
May 15, 2018

Give Your Home a Little Lovin’ with a 203K Loan

So you’re in the market for a home. You see your dream home with 4 bedrooms, 3 bathrooms on a cul-de-sac with that gorgeous backyard deck. Picture this: you and your family having barbecues, snuggling on the couch on colder nights, and creating culinary masterpieces in the large kitchen. But…
May 10, 2018
Real estate offer

6 Tips for Overcoming Real Estate Offer Rejection

If you are a home buyer, here are some questions for you: How many houses have you viewed? How many open houses have you attended? Now the final question: has your real estate offer ever been accepted? That’s probably a big fat nope. If you have experienced this scenario, then…
April 26, 2018

2018 List of 45 MA & RI First Time Home Buyer Programs

Update: As with any program, the powers that be regularly review their first time home buyer benefits to make sure that they meet the needs of their residents. The list below is in a series of updates, with the original published in June 2015. Please note that the locations may…
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